“PENGARUH BUDAYA DIGITAL DAN SIKAP KONSUMEN TERHADAP ADOPSI PRODUK DAN LAYANAN DIGITAL” (2025) Integrative Perspectives of Social and Science Journal, 2(03 Agustus), pp. 6187–6193. Available at: https://ipssj.com/index.php/ojs/article/view/777 (Accessed: 21 October 2026).